Dental Financial Advisory / Industry hub
Virtual CFO for Dental Practices
A dental virtual CFO gives practice owners the analytical view behind production numbers: overhead visibility, profitability by provider, staffing productivity, collections and capital planning. Pagac brings that CFO perspective to practices that do not employ a full-time financial executive.
What does a dental CFO analyze?
The financial funnel from production through collections and costs: what is produced, what is collected, what overhead consumes and what the owner actually keeps. Provider-level contribution, staffing productivity and the economics of each location follow from that base.
The analysis is built around metrics the practice itself can act on, not borrowed benchmarks.
When does a practice owner need this perspective?
Adding a location, hiring an associate, buying a practice, refinancing or selling, or simply watching overhead grow faster than production. Growth is the most common trigger, because a bigger practice is not automatically a more profitable one.
Practices with a strong office manager keep the office manager; the virtual CFO adds the analytical layer above the day-to-day numbers.
How does it work with the practice team?
The practice team keeps production, billing and collections data current; Pagac reviews, analyzes and advises on a monthly cadence, going deeper when a decision like a new associate or a new lease arises.
The owner gets a financial voice at the practice's leadership table without the payroll of a full-time CFO.
Dental practices rarely lack production; they lack the financial analysis that turns production into owner wealth, and that is what CFO perspective adds.
For practice owners
How financially intelligent is your practice?
The Pagac Financial Intelligence Assessment helps dentists see where their practice stands across structure, taxes, profitability, real estate and retirement.