Strategic Financial Advisory for Business Owners
Better Numbers.
Better Decisions.
Stronger Businesses.
Pagac & Company, P.C. is a CPA, tax, accounting and strategic business advisory firm in Bloomfield Hills, Michigan, serving business owners since 1975. From its office at 1750 S Telegraph Rd Suite 203, the firm helps established owners use financial data, proactive tax strategy and experienced advisory to make better decisions about profitability, growth and long-term wealth. Pagac maintains specialized national practices for manufacturing companies and dental practice owners, and serves businesses across Oakland County, Metro Detroit and Southeast Michigan. Call (248) 338-0770 to schedule a consultation.
The standard
Numbers owners can act on
Serving business owners since
1975
Practice specialty
Manufacturing
Practice specialty
Dental owners
Office
Bloomfield Hills, MI
The Pagac difference
Your Numbers Should Help You Make Decisions
Pagac & Company goes beyond tax compliance by helping business owners understand what their financial information means and how it can inform decisions about taxes, profitability, cash flow, expansion, acquisitions and succession.
More about the firmFinancial Clarity
Books, reporting and cost data you can actually trust, so decisions stop resting on guesswork.
Proactive Tax Strategy
Entity, compensation and timing decisions made before the deadline, under current tax law.
Strategic Advisory
A senior partner for pricing, growth, capital, acquisitions and the decisions owners make rarely.
Long-Term Planning
Succession, exit and wealth architecture designed years ahead, on your timeline.
Industry expertise
Financial Strategy Built Around Your Business
Two national specialty practices, one coordinated tax, accounting and advisory relationship.
Pillar 01 · National practice Manufacturing Companies
Manufacturing owners need financial information they can actually use. Explore accounting, tax
and advisory strategies built around margins, inventory, material costs, cash flow, growth,
acquisitions and succession.
Accounting for Manufacturers
Pillar 02 · National practice Dental Practice Owners
Building a successful dental practice and building personal wealth are not automatically the same
thing. Explore tax strategy, CFO-level advisory, profitability analysis, real estate planning and
exit strategy designed around dental practice ownership.
The Financially Intelligent Dentist™
Beyond the two primary practices
Pagac & Company also serves established privately held businesses, including real estate, law firms, professional services and medical practices, from the same strategic platform. See the industry hub.
Strategic services
Accounting, Tax and Advisory, Built as One System
Strategic Tax Planning
Tax decisions made in advance, from entity structure to credits and timing.
Virtual CFO Advisory
CFO-level analysis: budgets, forecasts, KPIs and lender packages, without the hire.
Business Accounting
Clean books and a disciplined month-end close you can rely on.
Financial Reporting
Monthly reporting built around the decisions owners actually make.
Cash Flow Management
Rolling forecasts that keep growth funded and surprises rare.
Business Advisory
A senior financial partner for the decisions owners make rarely.
Manufacturing feature
See How We Help Manufacturers
From inventory and cost accounting to product-line margins, R&D credits, cash cycles, acquisitions and succession, growers and owners of manufacturing companies get a practice built around production reality.
Case study · Manufacturing The Manufacturer Who Took Back Control of His NumbersDental practice owners · National
The Financially Intelligent Dentist™
Pagac’s dental practice serves owners who want advanced tax strategy, CFO-level advisory, profitability analysis, real estate strategy, retirement and wealth coordination, and a deliberate exit: the difference between owning a practice and being owned by one.
Case study · Dental A Specialty Practice Relocation, Real Estate and Long-Term Succession How we work
How Pagac Works With Business Owners
The relationship starts with your questions and builds into a coordinated financial system: clean numbers, proactive tax strategy and advisory at the moment decisions are made.
Understand
We learn the business, the industry and the owner's goals: growth, acquisition, succession or all three.
Diagnose
We review the books, reporting, tax positions and profitability structure to find what is actually driving the numbers.
Plan
We build the structure: entity, tax strategy, forecasting and the reporting cadence the business needs.
Advise
Monthly review and senior advisory keep decisions grounded as the business executes the plan.
Evidence
Real Engagements, Reported Honestly
Manufacturing · Case study
The Manufacturer Who Took Back Control of His Numbers
Unreliable monthly reporting was hiding real costs. A rebuilt accounting foundation exposed the pattern and restored trust in the numbers.
Read it
Manufacturing · Case study
The Founder Who Exited on His Own Terms, Without Selling
A succession structure built over more than twenty years and two leadership transitions let a founder step back while keeping the business whole.
Read it
Dental · Case study
A Specialty Practice Relocation, Real Estate and Long-Term Succession
Financial modeling, tax strategy, cost segregation, Roth conversions, QBI analysis and retirement restructuring, coordinated around a relocation and a family transition.
Read itCase studies identify clients by industry only. Results are reported exactly as disclosed and do not represent any particular outcome.
Insights & resources
Financial Intelligence, Published
How Do Manufacturers Calculate Product Profitability?
Manufacturers calculate product profitability by assigning each product its direct material cost, direct labor and a fair share of overhead, then comparing that full cost to the selling price. The result, expressed as margin per unit, shows which products actually earn their keep and which ones consume capacity without returning a profit.
Read the article 02 · Manufacturing M&AHow Do You Value a Manufacturing Business?
A manufacturing business is valued using three standard approaches: the market approach, which compares the company to recent sales of similar businesses; the income approach, which discounts expected future earnings; and the asset approach, which values equipment, inventory, real estate and intangibles. Most credible manufacturing valuations combine more than one approach and reconcile the results into a defensible range.
Read the article 03 · Manufacturing M&ABuying a Manufacturing Company: What Financial Due Diligence Matters?
Financial due diligence on a manufacturing acquisition verifies that the earnings being purchased are real, repeatable and transferable. Buyers review normalized financial statements, customer and supplier concentration, inventory and equipment condition, tax exposure and the structure of the deal itself, because each of these can change the value of the company after closing.
Read the articleBloomfield Hills · Oakland County · Metro Detroit
Local Expertise, One Verified Office
Pagac & Company, P.C. has served business owners from its Bloomfield Hills office on Telegraph Road since the firm was founded in 1975, working across Oakland County, Metro Detroit, Southeast Michigan and nationally.
Pagac & Company, P.C.
1750 S Telegraph Rd Suite 203
Bloomfield Hills, MI 48302
Questions owners ask
Straight Answers, No Fine Print
If your question is not here, bring it to a consultation. The first conversation is about your situation, not a sales pitch.
Ask a Pagac AdvisorWhat makes Pagac & Company different from a typical CPA firm?
Pagac goes beyond tax compliance. The firm helps business owners understand what their financial information means and how it can inform decisions about taxes, profitability, cash flow, expansion, acquisitions and succession, with senior advisory rather than preparation only.
Do you serve businesses outside Michigan?
Yes. Pagac & Company is based in Bloomfield Hills, Michigan, and serves qualifying manufacturing companies and dental practice owners nationally, in person and remotely, from that single office. The firm does not maintain offices in other cities.
What is the Financial Intelligence Assessment?
The assessment, available at pagac.com/assessment, helps dental practice owners evaluate their practice across entity structure, tax strategy, profitability, real estate and retirement architecture, so they can see which financial decisions deserve attention first. It does not promise specific results.
Who does Pagac primarily work with?
Pagac serves established business owners: manufacturing companies, dental practice owners and other privately held businesses that have grown past the point where basic bookkeeping and preparation are enough. The firm does not focus on retail or individual tax preparation.
How do we get started?
Start with a consultation. Share your business situation and the questions behind it, and Pagac will map the right scope, from a focused tax review to a full accounting, reporting and advisory relationship, before any work begins.
Your next decision
Turn Better Financial Information Into Better Business Decisions
Whether you're building a manufacturing company, growing a dental practice or navigating the next stage of an established business, Pagac & Company provides the accounting, tax strategy and financial advisory needed to make informed decisions with greater clarity.
Serving business owners since 1975